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    Relationship Manager - Chennai, India - Mintskill HR Solutions LLP

    Mintskill HR Solutions LLP
    Mintskill HR Solutions LLP Chennai, India

    15 hours ago

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    Description
    Job role:
    • This is an Independent role and candidate will manage existing clients as well as identify new ones in the market
    • Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography
    • To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc.
    • Has to work closely with Branch Banking teams for new customer addition.
    • To cross sell various products like Current Account/Term Deposits/Transaction Banking/Trade Finance to the primary Relationship & Group companies.
    • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.
    • Focus to continually increase the Book size and profitability of the assigned portfolio.
    • To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships.
    • To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Bank's brand in the target market
    • Improve efficiency by monitoring & overseeing continuous improvement of processes


    Requirements

    Job Requirements:
    • MBA/ CA
    • Experience of 3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required.
    • Ability to get the customer to buy into the asset proposition- loan amount, rate & fees.
    • Should have good oral and written Communication skills.
    • The candidate would need to handle Sales for a gamut of products like TL, OD, CC, Trade, Forex and hence basic product understanding is required.

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