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    Deputy manager- Underwriting - Mumbai, India - Protium

    Protium
    Protium Mumbai, India

    4 days ago

    Default job background
    Banking / Loans
    Description

    Protium: The Company

    We are a full-service FinTech startup working to re-engineer the credit business in India using Data Science and Technology:

    • Our core approach involves the development of frictionless customer journeys through automation and digitization of workflows as well as enablement of automatic evidence-based decision-making through large-scale implementation of next-generation machine learning models across the entire lending value chain.
    • We are extremely well-funded (largest Series A funding round of >1,000 INR crores in India) to achieve our aim of building a business that can rapidly serve the diverse funding / liquidity needs of salaried individuals, self-employed professionals, and small and medium sized enterprises.
    • Pan India presence with 1500+ Employees across 50+ branches in 36 cities
    • Leadership Team with 150+ years of experience with deep India and global exposure in Financial Services, Risk & Technology

    Risk Management:

    • Identify, assess, and underwrite risks across loan products.
    • Implement and identify risk mitigation strategies.
    • Overview credit underwriting across multiple financial products

    Portfolio Management:

    • Manage a diverse portfolio of financial assets.
    • Implement asset allocation and diversification strategies.
    • Evaluate and optimize portfolio performance.

    Credit Risk Policy:

    • Establish and enforce credit risk policies and guidelines.
    • Develop and maintain credit assessment criteria and scoring models.
    • Participate in the loan approval process and implement risk mitigation strategies.

    Analytics:

    • Utilize data analysis and statistical techniques to gain insights.
    • Develop and implement business intelligence solutions.
    • Provide actionable recommendations based on analytical findings.

    Product Management:

    • Contribute to the development and launch of new financial products.
    • Conduct market research to inform product positioning and pricing.
    • Implement strategies for ongoing product improvement.

    Requirements:

    • Chartered Accountant with at least one year of post-qualification experience.
    • Freshers with Big 4 experience or outstanding academic achievements are encouraged to apply.

    Why Join Us?

    • Be a part of India's fintech revolution with a dynamic and innovative company.
    • Gain valuable experience and expertise working alongside industry experts.
    • Enjoy a supportive and collaborative work environment with ample opportunities for growth and development.

    To apply, send your resume to or visit our website for more information.

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