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    Sales Manager - bangalore, India - KreditBee

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    Full time
    Description
    KreditBee is India's largest fintech lending platform with a current monthly disbursement of over ₹1600 Crores. It has 50 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers. It offers various financial services digitally including but not limited to Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. The group entity has an in-house RBI registered NBFC, and is currently Series-D funded with marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.
    Job Description :

    Review loan requests

    Assess clients' financial status

    Evaluate creditworthiness and risks

    Contact clients to gather financial data and documentation

    Analyze risks and approve or reject loan requests

    Calculate financial ratios (e.g. credit scores and interest rates)

    Set up payment plans

    Maintain updated records of loan applications

    Follow up with clients about loan renewals

    Monitor progress of existing loans

    Having Loan case file in proper order

    Ensuring all communication with customer once documents are received

    Ensuring all TAT's are followed in moving the loan file forward

    Collecting documents from customer and submitting it at nearby branch

    Explaining all Loan related processes and charges to customer

    Clearly communicating all loan related charges to customers

    Requirements and skills

    Proven work experience as a Credit Officer, Loan Officer or similar role

    Hands-on experience with lending procedures and products

    Ability to create and process financial spreadsheets

    Strong analytical skills

    Customer service experience

    BSc in Banking, Fintech and Finance, Economics or related field.

    R


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