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    Regional Collections Manager - Kolkata, India - Credit Saison India

    Credit Saison India
    Credit Saison India Kolkata, India

    6 hours ago

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    Full time
    Description
    About the job:
    A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs, FinTechs, and NBFCs. Credit Saison India ("CS India"), having been founded in 2018, operates under the registered name Kisetsu Saison Finance India Private Limited as an MNC subsidiary of its parent company – Credit SaisonCo. Ltd in Japan. Across our various business verticals like Wholesale Financing, Co-origination Financing, Consumer Financing, and SME Financing we look towards reaching resilient Assets Under Management ("AUM") of US1bn in record time.
    More about us on >
    Roles & Responsibilities
    1. Candidates should have 10+ years of experience in Collections with good communication skills and digital orientation.
    2. Candidates should have a team management role for 5+ years.
    3. Experience of handling unsecured products (SME BL and PL) will be an added advantage.

    Expectations and Responsibilities:
    1. Managing the assigned portfolio by driving the collections team.
    2. Ensure implementation of Collections Strategies.
    3. Recruiting and Training In house as well as out bound teams.
    4. Identification and empanelment of Collection agencies to ensure proper collections coverage.
    5. Ensure field collection visits to customers for achieving resolution of allocated accounts.
    6. Responsible for achieving monthly targets and bucket wise resolution targets for the assigned region.
    7. Managing NPA and Cost of Collections for the Region.
    8. Ensure maximum recoveries by collaborating with other teams including Legal/Central collections.
    9. Achieve target collections of Charges and Late payment penalties.
    10. To regularly present the performance of the assigned Region to Senior Management.
    11. Ensure Collection Process and Legal guidelines are adhered to and Collections Code of Conduct is followed.
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